
Mohamed Lamloum Ratib

Mohamed Lamloum Ratib
HEAD OF LITIGATION
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About Mohamed Lamloum Ratib
Mohamed Lamloum Ratib is the Senior Legal Consultant and Head of Litigation at Al Kabban & Associates, with more than 20 years of legal experience and an extensive background in contentious matters before the UAE courts.
Since joining Al Kabban & Associates in 2006, Mohamed has played a central role in the development of the firm’s litigation practice. He leads the litigation department and is closely involved in the strategy, preparation and management of complex disputes across a broad range of practice areas, including civil, commercial, banking, criminal, employment, real estate and personal status law.
His longstanding experience within the UAE judicial system has given him an extensive understanding of court procedure, evidentiary requirements, expert proceedings, enforcement mechanisms and the practical conduct of litigation through the different stages of a dispute.
Professional Expertise
As Head of Litigation, Mohamed oversees the firm’s contentious practice and works closely with its advocates, legal consultants and legal researchers throughout the lifecycle of proceedings, from the initial assessment of a dispute through to judgment, appeal and enforcement.
His principal areas of experience include:
- Civil & Commercial Litigation
- Banking & Financial Disputes
- Criminal Law
- Labour & Employment Disputes
- Personal Status, Family & Inheritance Disputes
- Real Estate & Tenancy Disputes
- Arabic-Language Arbitration
- Judgment Enforcement & Execution Proceedings
Mohamed is particularly experienced in the development of litigation strategy, analysis of documentary and expert evidence, preparation of pleadings and legal submissions, and management of complex proceedings involving multiple parties or technical issues.
He also works closely with relevant government authorities, regulatory bodies, court-appointed experts and enforcement departments, providing continuity across the procedural stages of significant disputes.
Litigation & Dispute Resolution
Over the course of his career, Mohamed has been involved in a substantial number of disputes before the UAE courts, including proceedings involving complex commercial arrangements, financial institutions, corporate claims, criminal allegations and high-value private disputes.
As Head of Litigation, he is responsible for coordinating case strategy across the department and supervising the preparation and progression of matters handled by the firm’s litigation team. His approach combines detailed legal and factual analysis with a strong practical understanding of UAE court procedure.
Mohamed also has significant experience in Arabic-language arbitration, including the preparation and management of arbitral proceedings and related enforcement matters.
Selected Experience
Under Mohamed’s leadership, the firm’s litigation team has acted in a number of significant and complex UAE court proceedings. Selected recent experience includes:
- Dubai Court of Cassation Banking Dispute – AED 3.48 Million Award (2026): Acted for customers in proceedings concerning the binding effect of instructions issued by the Central Bank of the UAE to licensed financial institutions. The Court confirmed that Central Bank instructions issued within its statutory competence constitute mandatory rules and upheld an award of AED 3,483,847.31 representing the return due on frozen customer funds.
- Commercial Recovery Exceeding AED 520,000 (2026): Acted for a corporate claimant in proceedings concerning funds advanced for the importation of three luxury vehicles into the UAE. The matter involved shipping and customs documentation, payment records, expert financial evidence and procedural issues concerning documentary proof. The Court awarded the amount claimed together with legal interest, court fees and costs.
- Sanctions-Related Bank Account Freeze (2026): Acted in Dubai Court of Cassation proceedings concerning restrictions imposed on a bank account based on suspected associations with a sanctioned entity, despite the account holder not being listed on a sanctions register. The Court ordered the lifting of the freeze and release of the funds, finding insufficient evidence to support the measures imposed.
- AED 150 Million Estate Dispute (2025): Acted for a beneficiary in a substantial inheritance dispute involving competing claims between multiple heirs to a family estate valued at approximately AED 150 million. The matter involved extensive estate documentation and proceedings before a court-appointed tripartite expert committee. The subsequent appeal was dismissed in full, preserving the judgment previously issued in the client’s favour.
Publications & Legal Commentary
Alongside his leadership of the firm’s litigation practice, Mohamed contributes professional commentary on developments in UAE litigation, banking law and judicial practice, drawing upon his extensive practical experience with disputes before the UAE courts.
His recent publications and contributions include:
- “Binding Effect of Central Bank Instructions on Licensed Financial Institutions in the UAE” — LexisNexis Middle East (2026)
- “Can Banks Disregard UAE Central Bank Instructions? The Dubai Court of Cassation Clarifies Their Binding Effect” — Al Kabban & Associates (2026)
His commentary examines the practical implications of significant UAE judgments for businesses, financial institutions and their customers, complementing his work leading the firm’s litigation practice.
Education & Languages
- Bachelor of Laws (LL.B.) – Assiut University, Egypt (2002)
- Languages: Arabic and English
Professional Standing
Having been with Al Kabban & Associates since 2006, Mohamed is one of the firm’s longest-serving senior legal professionals and plays a central role in the management and development of its dispute resolution practice.
His extensive UAE litigation experience and institutional knowledge of the local court system support the firm’s ability to manage complex disputes across multiple areas of law. As Head of Litigation, he provides strategic oversight and coordination across the firm’s advocates, legal consultants and legal researchers, ensuring continuity from the initial assessment and preparation of a matter through to judgment and enforcement.
